Answering Your FAQs

- Why Choose BBC?
- Can I Make a Claim?
- What is the Process?
- What About My Bike and Kit?
- How Much Compensation Will I Get?
- *What is No Win No Fee
- Start Your Claim Now

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Answering Your FAQs

Why Choose British Bike Claims

British Bike Claims is the ONLY specialist Motorcycle Accident Management Company in the UK offering the services we do. Run by Bikers for Bikers.

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Can I Make A Claim

If you have been involved in a Road Traffic Accident in the last 3 years, which you believe not to have been your fault, British Bike Claims will pursue a claim for compensation on your behalf.

Make an Enquiry | Start my Claim

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What Is The Process

We have broken down the claims process into bite size form. However, this is a standard process and does not take into account complicated cases and those involving serious injuries.

i) Contact British Bike Claims to get your claim underway
ii) British Bike Claims will formally register your claim with the Third Party Insurer’s and arrange a hire vehicle, if appropriate
iii) Once you return your completed paperwork, British Bike Claims will arrange an engineer’s inspection of your motorbike, apply for police reports, witness statements and arrange a medical examination for a report to be prepared on your injuries. This will later be used by the Third Party Insurer’s to assess compensation for your injuries
iv) If you have serious injuries, we will arrange physiotherapy, MRI scans and any other relevant treatment to help you on the road to recovery. When you have reached a satisfactory recovery, we will arrange a medical examination
v) Once we receive your engineer’s report, and it has been approved by you, we will request an interim payment from the Third Party Insurer’s for the pre-accident value or the cost of repairs
vi) We will request from you, details of your additional losses, such as replacement clothing, helmet, loss of earnings and medical expenses to ensure you recoup all of your losses
vii) British Bike Claims will submit full details of your claim when we have all available evidence, including approved medical reports and engineers reports, to the Third Party Insurer’s in order for them to put their proposals forward to settle your claim

In the meantime, the Third Party Insurer’s have approximately 4 months to make a decision on liability. Should a decision not be made within this time, we will submit full details of your claim with a view to issuing court proceedings if a satisfactory offer isn’t made within a given time frame.

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What about My Bike and Kit

As British Bike Claims is run by bikers, we know the importance of your motorbike, clothing and helmet. We work alongside the UK’s leading motorbike repair centre to get your motorbike back on the road using the best parts available, and paid for by the Third Party Insurers.

We will also recover the cost of replacing your clothing, helmet, gloves and boots from the Third Party Insurers.

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How Much Compensation Will I get

The total amount awarded to you for your injury, not taking into account any additional losses, is based on many factors including the nature and severity of the injury, and is set by national, Government guidelines as seen below.

Remember - the figures shown are only for the injury itself and exclude consequential damages. The total you receive may be considerably more.

Injuries involving Paralysis	Min	Max
Quadriplegia	£175,000	£220,000
Paraplegia	£120,000	£155,000

Head Injuries
Brain Damage
Very Severe Brain Damage	£155,000	£220,000
Moderately Severe Brain Damage	£120,000	£155,000
Moderate Brain Damage	£23,500	£120,000
Minor Brain Damage	£8,500	£23,500
Minor Head Injury	£1,250	£7,000
Epilepsy
Established Grand Mal	£55,000	£82,000
Established Petit Mal	£30,000	£71,500
Other Epileptic Conditions	£5,750	£14,250

Psychiatric Damage
Severe Psychiatric Damage	£30,000	£63,000
Moderately Severe Psychiatric Damage	£10,500	£30,000
Moderate Psychiatric Damage	£3,250	£10,500
Minor Psychiatric Damage	£800	£3,250

Post-Traumatic Stress Disorder
Severe Post-Traumatic Stress Disorder	£34,000	£55,000
Moderately Severe Post-Traumatic Stress Disorder	£12,500	£31,750
Moderate Post-Traumatic Stress Disorder	£4,500	£12,500
Minor Post-Traumatic Stress Disorder	£2,150	£4,500

Chronic Pain Chronic Pain Syndrome
Severe	£23,000	£35,000
Moderate	£6,000	£18,000

Fibromyalgia	£19,000	£35,000

Chronic Fatigue Syndrome (in the region of)	£27,500

Reflex Sympathetic Dystrophy (also called complex regional pain syndrome)
Severe	£28,000	£55,000
Moderate	£14,000	£21,000

Somatoform Disorder (in the region of)	£25,000

Injuries Affecting the Senses Injuries Affecting Sight
Total blindness and deafness (in the region of)	£220,000
Total blindness (in the region of)	£147,500

Loss of sight in one eye with reduced vision in the remaining eye	£35,000	£98,000
Total loss of one eye	£30,000	£36,000
Complete loss of sight in one eye	£30,000	£27,000
Serious but incomplete loss of vision in one eye	£13,000	£21,000
Minor but permanent impairment of vision in one eye	£6,750	£11,500
Minor Eye Injuries	£2,150	£4,750
Transient Eye Injuries	£1,250	£2,150

Deafness
Total Deafness and Loss of Speech	£60,000	£77,000
Total Deafness	£50,000	£60,000
Total Loss of Hearing in one Ear	£17,500	£25,000

Partial Hearing Loss/Tinnitus
Severe	£16,000	£25,000
Moderate	£8,000	£16,000
Mild with some hearing loss	£6,750	£8,000
Slight of occasional tinnitus with slight hearing loss	£4,000	£6,750

Impairment of Taste and Smell
Total loss of taste and smell (in the region of)	£21,500
Total loss of smell and significant loss of taste	£18,000	£21,500
Loss of smell	£13,500	£18,000
Loss of taste	£10,500	£13,500

Injuries to Internal Organs
Chest Injuries	£1,250	£82,000

Reproductive System: Male
Impotence	£3,500	£80,000

Reproductive System: Female
Infertility	£3,500	£93,000

Digestive System
Damage Resulting from Traumatic Injury	£3,500	£34,000
Illness/Damage Resulting from Non-traumatic Injury e.g. Food Poisoning	£500	£32,000

Kidney	£17,000	£115,000
Bowels	£6,750	£82,000
Bladder	£13,000	£77,000
Spleen	£2,250	£14,500
Hernia	£1,850	£13,250

Neck Injuries
Severe	£12,500	£82,000
Moderate	£4,250	£13,750
Minor	£750	£4,250

Back Injuries
Severe	£21,500	£93,000
Moderate	£6,750	£21,500
Minor (Up to)	£7,500

Shoulder Injuries
Severe	£10,500	£26,500
Serious	£6,750	£10,500
Moderate	£4,250	£7,000
Minor (Up to)	£4,500
Fracture of Clavicle	£2,750	£6,500

Injuries to the Pelvis and Hips
Severe	£21,500	£71,500
Moderate	£14,750	£21,500
Injuries of Limited Severity	£6,750	£14,750
Lesser Injuries (Up to)	£7,000

Amputation of Arms
Both Arms	£132,500	£165,000
One Arm	£52,500	£75,000
Other Arm Injuries	£3,500	£71,500

Injuries to the Elbow (Up to)	£30,000

Wrist Injuries (Up to)	£33,000

Hand Injuries
From loss of both hands to amputation of finger/fingers	£34,000	£110,000
Serious Hand Injuries	£8,000	£34,000
Moderate	£3,500	£7,250
Minor	£500	£2,250
Injuries to finger/s (Up to)	£13,500
Injuries to Thumb (Up to)	£30,000

Vibration White Finger and/or Hand-Arm Vibration Syndrome
Serious	£9,250	£21,000
Moderate	£4,750	£9,250
Minor	£1,500	£4,750

Leg Injuries
Amputations	£50,000	£155,000
Severe Leg Injuries	£15,250	£74,000
Less Serious Leg Injuries (Up to)	£15,250

Knee Injuries
Severe	£14,750	£52,500
Moderate (Up to)	£14,750

Ankle Injuries
Severe	£17,500	£38,000
Moderate (Up to)	£14,750

Foot Injuries
Amputation of both feet	£93,000	£110,000
Amputation of one foot	£46,000	£60,000
Severe Injury	£13,750	£60,000
Moderate	£7,500	£13,750
Modest (Up to)	£7,500

Toe Injuries
Amputation of all Toes	£20,000	£31,000
Amputation of the Great Toe (In the region of)	£17,500
Severe Toe Injuries	£5,250	£10,500
Moderate (Up to)	£5,250

Facial Injuries Skeletal Injuries
Le Fort Fractures of Frontal Facial Bones	£13,500	£20,000
Multiple Fractures of Facial Bones	£8,000	£13,250
Fractures of Nose or Nasal Complex	£1,000	£12,750
Fractures of Cheekbones	£1,350	£8,750
Fracture of Jaws	£3,500	£25,000
Damage to Teeth	£600	£6,250

Facial Disfigurement
Females – Scarring	£1,000	£53,000
Males – Scarring	£1,000	£36,000

Scarring of Other Parts of the Body	£1,300	£7,500

Damage to Hair	£2,150	£6,000
Dermatitis	£1,000	£10,500

The contents on this page are intended for general information purposes only and shall not be deemed to be, or constitute legal advice. We cannot accept responsibility for any loss as a result of acts or omissions taken in respect of this information.

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NO WIN NO FEE

All our Claims are dealt with a No Win No Fee basis, or what is sometimes known as a Conditional Fee Agreement.

No Win No Fee came into existence when Legal Aid was abolished for Personal Injury Claims. By signing a No Win No Fee agreement, you are protecting yourself and your Solicitor.

No Win No Fee is basically that, you don’t win, so you don’t pay. However, like all agreements there are a few conditions that are seldom revealed that may result in you being liable for all legal costs. We however, would like to point those out to you now:

1) You fail to adhere to the Terms and Conditions of the agreement
2) You fail to give instructions to your Solicitor and therefore your claim is closed
3) You transfer your file to another firm of Solicitors or decide to pursue your claim alone, and go on to recover compensation
4) You fail to take your Solicitors advice and you proceed to court and lose your claim

Taking all of the above into consideration, we want to protect all of our Clients so you do not end up out of pocket. We therefore take out an insurance policy on your behalf, and pay the premium, which will pay our costs should any of the above occur.

This is how we remain 100% free. No jargon and no hidden charges

Start Your Claim Now

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Testimonials

“Well since having my crash, doing a 360 flip over a car bonnet and landing on other side of the road!! British Bike Claims took my case on and all I can say is WOW!! Ian, Fran & Tom not only won my case, but they annihilated it! Without saying figures, it was more then I was EVER expecting! If I’d gone through my insurance, I wouldn’t have got anywhere near as much as I have now!”

John M, London, www.GixerJunkies.net

“A big thank you to Tom and the team for everything. You’re an exception to the rule that you never get something for nothing.”

Mark J, Somerset

“BBC were great! I know I was quite annoying when I called every couple of days to ask what was going on, but Francesca always had time for me, kept me informed throughout and never blinded me with science.”

Chris T, Wakefield

“It’s easy to understand how you’ve managed to retain your 100% win record. Brilliant service!”

Chris R, Frome

“Toms actually sent me some standard levers and a standard can off his own bike free of charge, to replace my broken ones until the money comes through. He’s told me they’re mine and not to worry about giving them back...what more can i say?”

Morgan S, W Yorkshire

“A huge THANK YOU to British Bike Claims for making the claims process as easy as possible. Would definitely recommend you to everyone I know, although I hope I don’t have to!”

Allison, Weymouth

“You guys have shattered all my pre-conceptions of no win no fee companies. I couldn’t be more grateful!”

Eddie, Middleton

“Thank you for all your hard work on both my claims.”

Lucy R, Cumbria

“Bit sceptical at first as i’ve had dealings with ‘specialist’ motorcycle claims companies before. But these do exactly what they advertise and truely are a specialist in their field. They couldn’t do enough for me”

Scotty R, Scarborough

“Not only do you guys know what you’re talking about, it was just like catching up with my old mates (especially you Tom!). Easy to deal with, easy to understand and would definitely want to use these again if I was ever unfortunate enough to have to!”

Lee K, Godmanchester

Insurers/Brokers

British Bike Claims is a one stop shop for insurance companies and brokers, providing a fully specialised tailored service to meet all of our client’s needs.